Credit Grade Calculator
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Mortgage/Home Equity Loan Late Payments
Which occured within the past 12 months
30 Days Late
 60 Days Late
 90 Days Late
 90+ Days Late

Installment/Revolving Credit Loan Late Payments
Which occured within the past 12 months
30 Days Late
 60 Days Late
 90 Days Late
 90+ Days Late

Situations Which Occured Within The Past 7 Years
Real Estate Foreclosure
Personal Bankruptcy
Creditor Judgements Against You
Collections Or Wage Garnishments
Creditor Chargeoffs
Tax Liens

Current Mortgage Rates
30 Year Fixed 4.8%
15 Year Fixed 4.09%
5 Year ARM 3.7%
1 Year ARM 3.26%

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Contact Information:
P. O. Box 2286 Lake Arrowhead, CA 92352
Mobile: (909) 844-0099 Toll Free: (800) 498-0055
E-Mail: pat@patmorris.com